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Mastercard Data & Services provides retail customers with custom solutions to enhance customer acquisition, engagement, and loyalty. By harnessing the power of our real-time, anonymized and aggregated transaction data, powerful software platforms such as Test & Learn, SessionM and Dynamic Yield, and wealth of expertise, we empower customers to discover new insights, recommend targeted actions, improve performance over time, and execute campaigns at scale. Mastercard enables customers such as Walmart, JCPenney, DSW, Staples, Ulta, Chicos, Lane Bryant, Chipotle and more to make smarter decisions with better outcomes.